No Commission Baccarat – How It Works and Betting Rules
In most baccarat games, the house charges a 5% commission on winning Banker bets. This bet offers the lowest house edge in the game at just 1.06% (compared to 1.24% for the Player bet and over 14% for the Tie), so this fee goes some way to offsetting that edge.
There are many exceptions, though. Known as No Commission Baccarat, these games don’t charge that 5% fee, giving the player more of an edge and ensuring a more significant payout over an extended session.
How Does No-Commission Baccarat Work?
The commission-free element of this game shifts the odds more in the player’s favor, but casinos are not in the business of giving out free money, so there is obviously a catch. Usually, it comes in the form of lower payouts for specific wins, such as a 50% payout (1:2 odds) when the Banker wins with a point count of six.
Various side bets are also added to these games, and as is often the case, these optional wagers carry a high house edge.
For example, popular baccarat side bets like Perfect Pairs carry an edge often greater than 10%, while Super 6 can be more than double that. You don’t have to place these bets, though; if you want to keep the odds firmly in your favor, you shouldn’t take them.
No Commission Baccarat Games
Commission-free baccarat games are often simply labeled as “No Commission Baccarat” in the casino. Still, other variants don’t charge commission and also switch up various other rules, including:
EZ Baccarat
A no-commission variant where three-card totals of seven result in a push for the Banker bet. There is an optional Dragon Bet to cover this, though. It pays 40:1 for that specific outcome.
Nepal Baccarat
Nepal Baccarat pays even money for a Banker win, but payouts drop to 1:2 for winning totals of six.
Tiger No Commission Baccarat
The same rules as Nepal Baccarat, but with a handful of side bets:
- Tiger: Pays for winning Banker totals of six.
- Small Tiger: Wins when the Banker has a two-card winning hand of six.
- Big Tiger: Wins when the Banker has a three-card winning hand of six.
- Tiger Tie: Pays big for a 6-6 Tie.
- Tiger Pair: Wins if the Banker’s and Player’s hands form a pair.
Monkey Baccarat
Monkey Baccarat works much like EZ Baccarat but with some additional side bets. Although 10s are usually known as “monkey cards”, this game uses the name to refer to all face cards.
Additional bets include a Monkey 6, which pays 12:1 for six-card hands if the fifth card is not a monkey but the sixth card is. The Monkey Tie pays 150:1 for the same outcome, but only if the hand is a Tie. Grand Monkey pays 5,000:1 if there are six monkey cards.
No Commission Baccarat House Edge
Adding reduced payouts for specific scores means that Banker bets in No Commission Baccarat have a slightly higher house edge than traditional baccarat games. These bets can go as high as 1.46%, while the edge for Player bets and Ties is the same as in conventional baccarat (1.24% and over 14%).
The exact house edge changes from game to game, so check the rules in advance.
You may also benefit from a simple baccarat commission chart that outlines when/if a commission is charged and lists features such as house edges and payouts.
Conclusion: Play Commission Free Baccarat
With no baccarat Banker commission, this version of baccarat is a massive draw for players seeking as much of an edge as possible. The Banker bet doesn’t just have the lowest edge in the game—it also has one of the lowest in the casino. So, check out some variations today and try your luck.
You can play various baccarat games online right here, including both live and virtual variants. If you’re new to live casino games, check out our guide on why you must try live dealer baccarat first.
People also ask
What is a No Commission Baccarat?
It is a variant of baccarat that doesn’t charge the usual 5% commission on Banker bet wins.
What is the commission edge in baccarat?
The commission edge is the 5% many games charge on successful Banker bets.
How to deal commission baccarat?
The dealer will do all of the work, including dealing the cards, calculating the total scores of each hand, determining the winning hand, and dishing out the payouts. They will also collect the 5% commission, if applicable.
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